BIBFRAME Work

Title

Sharing risk

Type

  • Monograph
  • Text

Contribution

Subject

  • Households--Economic aspects--United States (LCSH)
  • Risk--United States--21st century (LCSH)
  • Financial security--United States--21st century (LCSH)

Language

Classification

Content

Supplementary content

Summary

"Over the past sixty years, businesses and government have increasingly offloaded financial risk onto US households. The toll has pushed tens of millions of people to the financial breaking point, worsened social inequity, and jeopardized US democracy. In Sharing Risk, consumer advocate and scholar Patricia A. McCoy draws on the nation's traditions of risk sharing to argue that society should lift up families by pooling and spreading the financial risks that they now must bear alone. Most policy discussions of financial stress on households look at the milestones of economic well-being in isolation: making ends meet, homeownership, quality health care, financing college, and a secure retirement. McCoy offers the first integrated examination of how risk sharing can enable families to realistically achieve all five goals without sacrificing one for another. She makes specific policy recommendations and shows how risk sharing, with its long and venerable history that includes Social Security and the Affordable Care Act, would provide economic well-being for all"-- Provided by publisher.

Table of Contents

The cash-strapped American worker -- Counting the ways : how families are financially fragile -- Power play : the fifty-year assault on workers' economic security -- The broken savings discourse -- The importance of sharing risk -- Making ends meet -- Owning a home -- Affording healthcare -- Paying for college -- A financially secure retirement -- What it will take.

Authorized Access Point

McCoy, Patricia A., 1954-. Sharing risk

Admin Metadata

  • Date: 2026-09-11T20:20:55.524831+00:00
  • Agent: cbc
  • Status: c
  • Derived from: 23999182

Admin Metadata

  • Date: 2026-09-11
  • Cataloger id: Unknown
  • Description level: http://id.loc.gov/ontologies/bibframe-2-6-0/
  • Description language: eng
  • Description authentication: pcc

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